IFG Investment & Mortgage Services
Ltd t/a IFG Financial is regulated by
the Financial Regulator.
You may have to pay charges if you pay off a fixed
rate loan
early.
The cost of your monthly repayments
may increase - If you do not keep up
your repayments you may lose your home.
This new loan may take longer to pay
off than your previous loans. This
means you may pay more than if you paid over a shorter term.
The entire amount that you have borrowed
will still be outstanding at the
end of the interest only period
There is no guarantee
that the proceeds of the insurance policy will be sufficient
to repay the loan in full when it becomes due for repayment.
Early Surrender - In the event of early surrender of the
life insurance policy, in respect of an endowment mortgage,
the possibility exists that the insurance proceeds could
be less than you have paid in premia and other charges
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