We at IFG Investment & Mortgage Services Ltd t/a IFG Financial ("IFG Financial") respect your privacy and comply with our obligations under the Data Protection Acts, 1988 and 2003. The purpose of this Privacy Policy is to outline how we deal with any personal data you provide to us while visiting our website.

If you have any queries or wish to discuss any matters relating to the processing of your personal data on this website or any other data protection issues, please contact our Compliance Department at compliance@ifg.ie or alternatively write to IFG Financial, Booterstown Hall, Booterstown, Co. Dublin.

By visiting this website, you are accepting the terms of this Privacy Policy. Any external links to other websites are clearly identifiable as such, and we are not responsible for the content or the privacy policies of these other sites.

We retain two types of information from visitors to our site:

Non Personal Data

You can visit the IFG Financial website without telling us who you are or revealing any personal information, including your email address. In this case, our web servers may collect the name of the domain you used to access the Internet (such as eircom.net) and the web site you came from and visit next. This information is used by us and our business partners to measure the number of visits, average time spent, page views, and other statistics about visitors to our web site in general. We may also use this data to monitor site performance and to make the site easier and more convenient to use.

Personal Data:

There are times when we may ask you for information about yourself to assist us in meeting your various needs and this information is only collected if you voluntarily submit it to us. This information may be used for the purpose of:

• Providing you with products or services you have requested
• To contact you if required in connection with your enquiry
• To keep you up to date with any services or products offered by IFG Financial that may be of interest to you unless you have chosen not to receive such information from us.
• We do not currently process online applications for mortgages or other financial services. However, for enquiries submitted via the website or by email, we may need to ask you directly to provide, among other things your name, address, e-mail address, and income details to determine your eligibility. Once you provide us such information about yourself, your browsing on IFG Financial websites will no longer be anonymous to us.

Cookies

If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views, and other statistics relating to our website. We use cookies to recognise you on subsequent visits and make your online experience more convenient, unless prohibited by the law of the country where our server is located or which otherwise applies. A cookie is a small piece of data stored by your internet browser on your computer's hard drive. A cookie cannot be used to get data from your hard drive, your e-mail address or personal identifying information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you will limit the functionality we can provide you when you visit our site.

Telephone Calls

Please also note that telephone calls to IFG Financial may be recorded for security purposes and monitored as part of our quality control procedures.

Purposes for which we use information about you

We may use your personal information for the following purposes:

1. To enable you to access and use the Services; and/or
   
2. To personalise aspects of our overall service to you; and/or
   
3. To communicate with you;and/or
4. To use for future marketing by us, our third party providers and our affiliated companies
5. To process a transaction between you and third party and or our affiliated companies.
   
   

Disclosure of Information to Third Parties

Please be aware that once you use our Services, you will be regarded as having given your consent to us disclosing your personal information to the following parties:

1. Third Party providers and/or our affiliated companies, for the purposes of fulfilling your requests as well as offering you other products and services that may be of interest to you and for future marketing;
   
2. The Financial Regulator and/or other regulatory/governing bodies for the purposes of compliance monitoring;
3. Disclosing your Personal Data if we believe in good faith that we are required to disclose it in order to comply with any applicable law, a summons, a search warrant, a court or regulatory order, or other valid process.

Sale of Business

We reserve the right to transfer information (including your Personal Data) to a third party in the event of a sale, merger, liquidation, receivership or transfer of all or substantially all of the assets of our company provided that the third party agrees to adhere to the terms of the Privacy Policy.

Email Communication

Occasionally, we will send you e-mail communications with information, which may be useful to you, including information about our products and services or about offerings from affiliates or third parties. When you first provide us with your e-mail address, you will be given the option of not receiving any such e-mail or other marketing contacts if you choose. We will include instructions in our e-mail messages on how to unsubscribe if you later decide you do not want to receive any future e-mails or other marketing contacts.

Updating Verifying and Deleting Personal Data

You may inform us of any changes in your Personal Data, and in accordance with our obligations under the Data Protection Acts, 1988 and 2003 we will update or delete your Personal Data accordingly. To find out what Personal Data we hold on you or to have your Personal Data updated, amended or removed from our database, email us at compliance@ifg.ieAny such data subject requests may be subject to the prescribed fee. An access request should be in writing, accompanied by a fee of €6.35 and a form of identification must be provided, e.g Copy of Passport, Driver`s Licence.

You can ask us at any time to stop or change the methods by which we may send you marketing materials. This can be done free of charge by writing to us at Mortgage Broker Solutions, Compliance Department, 93 O'Connell Street, Limerick or by emailing us at compliance@ifg.ie

Changes to the Privacy Policy

Any changes to this Privacy Policy will be posted on the website so you are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any time we decide to use Personal Data in a manner significantly different from that stated in this Privacy Policy, or otherwise disclosed to you at the time it was collected, we will notify you by email, and you will have a choice as to whether or not we use your information in the new manner. IFG Financial reserve the right to modify or supplement this privacy statement at anytime. If we make any material change, we will update our website.

If you have any queries relating to the above Privacy Statement, please email compliance@ifg.ie